Our Story
Financing That Puts Small Business First
AMG Receivables was founded on a simple belief: small businesses are the backbone of the American economy, and they deserve access to capital that's fast, fair, and built around how they actually operate.
Why We Started AMG Receivables
We've seen firsthand how difficult it can be for small business owners to access the capital they need. Traditional banks move slowly, demand mountains of paperwork, and often say no to businesses that are perfectly healthy — just because they don't fit a rigid mold.
AMG Receivables was built to change that. We combine technology-driven underwriting with genuine human expertise to evaluate businesses the way they should be evaluated — holistically, quickly, and fairly.
Our team has decades of combined experience in small business lending, and we've used that knowledge to build a process that respects your time, your intelligence, and your goals. We're not here to sell you a product — we're here to help you find the right solution.
Our Mission
"To empower small business owners with the capital and confidence they need to grow — delivered with speed, transparency, and genuine care."
Founded
2014
Businesses Funded
5,000+
Total Capital Deployed
$250M+
Avg. Decision Time
< 24 hrs
What Sets Us Apart
The AMG Receivables Difference
We've rethought every step of the business financing experience — from application to funding and beyond.
Speed You Can Count On
We built our entire process around one goal: getting capital into your hands as fast as possible. From application to funding, most businesses see results within 24 hours.
Data-Driven Decisions
Our underwriting model looks at the full picture of your business — not just a credit score. We analyze cash flow, revenue trends, and business health to find the right fit.
Human Support, Always
Every application is reviewed by a real person. You'll have a dedicated specialist who understands your business and is available to answer questions throughout the process.
Transparent Terms
No hidden fees. No surprise charges. We walk you through every detail of your offer before you sign — because you deserve to know exactly what you're agreeing to.
Built for Small Business
We don't serve Fortune 500 companies. Our products, processes, and people are purpose-built for the small business owner who needs a real partner, not a faceless institution.
Flexible Repayment
We structure repayment around your cash flow — not the other way around. Whether your revenue is steady or seasonal, we find terms that work for your reality.
Our Funding Network
Backed by America's Top Banks
AMG Receivables works with a network of the nation's leading financial institutions to source the best capital for your business — giving you access to funding that traditional bank branches often can't provide directly.
JPMorgan Chase
New York, NY
Bank of America
Charlotte, NC
Wells Fargo
San Francisco, CA
Citibank
New York, NY
U.S. Bank
Minneapolis, MN
PNC Bank
Pittsburgh, PA
Capital One
McLean, VA
TD Bank
Cherry Hill, NJ
Truist Bank
Charlotte, NC
Regions Bank
Birmingham, AL
| # | Institution | Headquarters | Total Assets |
|---|---|---|---|
| 1 | JPMorgan Chase | New York, NY | ~$4.01 trillion |
| 2 | Bank of America | Charlotte, NC | ~$2.67 trillion |
| 3 | Citigroup (Citi) | New York, NY | ~$1.93 trillion |
| 4 | Wells Fargo | San Francisco, CA | ~$1.7–1.9 trillion |
| 5 | Goldman Sachs | New York, NY | ~$577 billion |
| 6 | Morgan Stanley | New York, NY | ~$1.19 trillion |
| 7 | U.S. Bancorp | Minneapolis, MN | ~$686 billion |
| 8 | Truist Financial | Charlotte, NC | ~$535 billion |
| 9 | PNC Financial | Pittsburgh, PA | ~$561 billion |
| 10 | Capital One / TD Bank / Charles Schwab | Varies | Varies by quarter |
AMG Receivables is an independent financing broker. Bank names are used for identification purposes only and do not imply endorsement or partnership. Asset figures are approximate and sourced from publicly available data.
Let's Build Something Together
Ready to take the next step? Apply today or reach out to speak with a member of our team.