Our Products
Financing Built for Every Stage
Whether you need a quick cash infusion or long-term capital for growth, AMG Receivables has a financing solution designed for your business.
Working Capital Loans
What it is
A lump-sum loan designed to cover the everyday operational costs of running your business — from payroll and rent to inventory and marketing.
Who it's for
Businesses that need immediate cash flow support without tying up long-term assets. Ideal for seasonal businesses, growing teams, or companies bridging a revenue gap.
Key Benefits
- Funding from $10,000 to $500,000
- Terms from 3 to 24 months
- Fixed, predictable repayment schedule
- No collateral required for most approvals
- Funds deposited as fast as same business day
Merchant Cash Advance
What it is
An advance against your future credit and debit card sales. You receive a lump sum upfront and repay through a small percentage of your daily card transactions.
Who it's for
Retail stores, restaurants, and service businesses with consistent card sales who need fast capital without the rigidity of fixed monthly payments.
Key Benefits
- No fixed monthly payment — repayment scales with revenue
- Approval based on sales history, not just credit score
- Fast funding — often within 24–48 hours
- No collateral required
- Flexible for businesses with seasonal revenue swings
Equipment Financing
What it is
Dedicated financing to purchase or lease the equipment your business needs to operate and grow — from commercial kitchen appliances to construction machinery.
Who it's for
Any business that relies on physical equipment to generate revenue. The equipment itself typically serves as collateral, making approval more accessible.
Key Benefits
- Finance up to 100% of equipment cost
- Preserve working capital for other needs
- Equipment acts as collateral — easier approval
- Potential tax advantages (consult your accountant)
- Terms aligned with the useful life of the equipment
Business Line of Credit
What it is
A revolving credit facility that lets you draw funds as needed, up to your approved limit. Pay interest only on what you use, and replenish the line as you repay.
Who it's for
Businesses that face unpredictable cash flow needs or want a financial safety net for opportunities and emergencies alike.
Key Benefits
- Draw funds anytime, up to your credit limit
- Only pay interest on the amount drawn
- Revolving — replenish as you repay
- Great for managing cash flow gaps
- Lines from $10,000 to $250,000
Long-Term Business Loans
What it is
Structured financing for larger investments — expansion, acquisitions, major renovations, or significant capital expenditures — with extended repayment timelines.
Who it's for
Established businesses with a solid track record looking to make a significant investment in their future growth.
Key Benefits
- Loan amounts up to $500,000+
- Terms from 2 to 5 years
- Lower monthly payments due to extended terms
- Competitive fixed interest rates
- Dedicated relationship manager throughout the process
Eligibility
General Requirements
Most of our financing products share these baseline eligibility criteria.
Don't meet every requirement? Contact us — we evaluate each application individually.
Find the Right Fit for Your Business
Not sure which product is right for you? Our team will help you identify the best option — no pressure, no obligation.